<!--
qk = 'quickdata';
var qkDatV =  GetCookie(qk);

/* GET THE COOKIE REQUIRED FROM A LIST OF POSSIBLE COOKIES */
function GetCookie (CookieName) 
{
var cname = CookieName + "=";
var i = 0;
while (i < document.cookie.length) {
var j = i + cname.length;
if (document.cookie.substring(i, j) == cname){
var leng = document.cookie.indexOf (";", j);
if (leng == -1) leng = document.cookie.length;
return unescape(document.cookie.substring(j, leng));
}
i = document.cookie.indexOf(" ", i) + 1;
if (i == 0) break;
}
return " ";
}

/* DELETE THE COOKIE INDICATED BY THE VARIABLE NAME PASSED TO THIS FUNCTION */
function DelEatCookie (name) 
{
var expire = new Date();
expire.setTime (expire.getTime() - 2 * 86400001);/* -2 DAYS AGO-STALE COOKIE */
document.cookie = name + "=*; expires=" + expire.toGMTString();
}

function calcPay(MORTGAGE, AMORT, INRATE, COMPOUND, FREQ){

var compound = COMPOUND/12;
var monTime = AMORT * 12;
var RATE = (INRATE*1.0)/100;
var yrRate = RATE/COMPOUND;
var rdefine    = Math.pow((1.0 + yrRate),compound)-1.0;
var PAYMENT = (MORTGAGE*rdefine * (Math.pow((1.0 + rdefine),monTime)))/  ((Math.pow((1.0 + rdefine),monTime)) - 1.0);
if(FREQ==12){
return PAYMENT;}
if(FREQ==26||FREQ==24){
return PAYMENT/2.0;}
if(FREQ==52){
return PAYMENT/4.0;}
}

/* PARSES THE COOKIE REQUIRED RETURNING THE REQUESTED VALUE - THE VALUE WHICH IS AT THE REQUESTED POSITION WITHIN THE SPECIFIED COOKIE */
function parseCookie(cookieValue, citem) 
{
var indx = 0, citemlen =0;
if ( cookieValue == null ) return " "/* DATA HAS EXPIRED OR NEVER ENTERED. */
if ( cookieValue == " "  ) return " "/* DATA HAS EXPIRED OR NEVER ENTERED. */
for(var i=0; i < citem; i++) {
indx = ( citem==0 )?0:cookieValue.indexOf("`", indx + 1)+1;}
citemlen=(cookieValue.indexOf("`",indx)>0)
?cookieValue.indexOf("`", indx+1):cookieValue.length;
return cookieValue.substring(indx, citemlen);
}
if(GetCookie(qk) != " ")
{
MTGAMT = parseCookie(qkDatV,1);
AMORT = parseCookie(qkDatV,2);
RATE = parseCookie(qkDatV,3);
TERM = parseCookie(qkDatV,4);
FREQ = parseCookie(qkDatV,5);

if(FREQ==12){
freqname="Monthly";}
if(FREQ==26){
freqname="Bi-Weekly";}
if(FREQ==24){
freqname="Semi-Monthly";}
if(FREQ==52){
freqname="Weekly";}

monPayment = calcPay(MTGAMT, AMORT, RATE, 2, FREQ);

}

function roundPen(n)
{
if(n > 0){
pennies = n*100;
pennies = Math.round(pennies);
strPennies = "" + pennies;
len = strPennies.length;

return strPennies.substring(0, len - 2) + "." + strPennies.substring(len -2, len);
}
else return 0;
}

function calcBal(mortgage,intrate,compound,freq,payment,term){
rdefine = calcRdefine(intrate,compound, freq);
return (mortgage*(Math.pow((1.0 + rdefine),(term)))) -  ((payment * ((Math.pow((1.0 + rdefine),(term))) - 1.0))/rdefine);
}

function calcRdefine(intrate,compound, freq){
 return Math.pow((1.0 + ((intrate/100)/compound)),(compound/freq))-1.0;}
 
function browTest()
{
if((navigator.appVersion.substring(0,3) == 3.0 || navigator.appVersion.substring(0,3) == 4.0)&& navigator.appName.substring(0,8)=="Netscape"){
	return true;
}
else{
	return false;
}
}

function makeImg()
{
if(browTest()==true){
Img = new Image();
Img.src = "graphics/calcback_on.gif"; 
document.images.Back_button.src=Img.src;
}
else{}

} 

function clearImg()
{
if(browTest()==true){
OrImg= new Image();
OrImg.src="graphics/calcback_off.gif";
document.images.Back_button.src=OrImg.src;
}
else{}
}

function loadImg()
{
if(browTest()==true){
Img = new Image();
Img.src = "graphics/calcback_on.gif"
}
else{}
}

function goCalc()
{
if(qkDatV==" "){location.href="mortgage_analyzer.html"}
else{history.back();}
}

//-->